Patelco Credit Union Direct Deposit Form — Free & Printable
Patelco Credit Union — Bay Area members: grab your routing and account numbers from online banking or the app, enter them above, and print the standard authorization any employer's payroll accepts. Credit union accounts work identically to banks on the ACH network.
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DIRECT DEPOSIT AUTHORIZATION FORM
I, ________________, hereby authorize ________________ to initiate direct deposit credit entries to my account at ________________ indicated below, and, if necessary, to initiate debit entries and adjustments for any credit entries made in error.
Account type: ________________. Routing number: ________________. Account number: ________________. Deposit instruction: ________________.
This authorization remains in full force and effect until I provide written notice of cancellation to ________________ in such time and manner as to afford a reasonable opportunity to act on it. Attach a voided check for checking accounts where required by your payroll provider.
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Questions
What is a direct deposit authorization form?+
The written permission your employer's payroll needs to send your pay to your bank account via ACH. It captures your bank, routing number, account number, and deposit instructions, with your signature.
Does this work for my bank?+
Yes — the authorization is standard ACH language accepted for any US bank or credit union: Chase, Wells Fargo, Bank of America, Navy Federal, Capital One, regional banks, and credit unions alike. Type your bank's name and you're done.
Where do I find my routing and account numbers?+
Bottom of a check: the 9-digit routing number first, account number second. No checks? Both are in your banking app under account details — never use the number on your debit card.
Why do employers want a voided check?+
It verifies the routing/account numbers against a bank-printed source, preventing payroll typos. Write VOID across an unused check and attach it; many payroll providers accept a bank-app screenshot or a bank letter instead.
Can I split my pay between accounts?+
Choose 'fixed amount' or 'percentage' and generate one form per account — most payroll systems support multiple deposit allocations exactly this way.
How long until direct deposit starts?+
Typically one or two pay cycles — many employers run a prenote (test) transaction first. Submit the form before payroll's cutoff date to catch the next cycle.